Search

Begin New Search Political Geography Africa Publishing Institution German Institute of Global and Area Studies

31. Subjective Risk and Participation in Micro Life Insurance in Ghana

Author:
Lena Giesbert
Publication Date:
12-2012
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
This paper analyzes the determinants of households' decisions to purchase micro life insurance, the most common but least investigated type of microinsurance. It uses household survey data collected in southern Ghana in 2009. Insurance participation and extent of coverage are examined against a standard benchmark model, which argues that life insurance uptake increases with risk aversion, the probability of risk, initial wealth, and the “intensity for bequests.” Many of these predictions indeed hold in the case of micro life insurance. However, the results of probit and tobit models show that nonstandard factors also explain the participation decision. Unlike the case with other available types of insurance, there is a significant negative association between households' subjective idiosyncratic risk perception and the uptake of micro life insurance. Additionally, households' micro life insurance participation is strongly related to their relationships with formal financial services providers and their membership in social networks. These findings suggest that poorer households view microinsurance as a risky option.
Topic:
Health, Poverty, and Health Care Policy
Political Geography:
Africa and Ghana

32. When Voicelessness Meets Speechlessness – Struggling for Equity in Chinese-Ghanaian Employment Relations

Author:
Karsten Giese and Alena Thiel
Publication Date:
05-2012
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
In this article Chinese-Ghanaian employment relations are analyzed using the concepts of foreignness, the psychological contract, equity, and cross-cultural communication. Based on a qualitative study conducted in Accra, Ghana, we discuss the labor market in general and introduce the conditions under which Chinese sojourners operate their family trade businesses in the city. After discussing the phenomenon of Ghanaian employment within Chinese trade companies from a theoretical perspective, we explain how Chinese employers' and Ghanaian employees' culturally based perceptions of employment relations are contradictory and prone to conflict. We then show how, under the condition of the employers' foreignness, Ghanaian employees perceive their psychological contracts as being violated and Chinese employers regard the equity of exchange relations as distorted. We discuss how Ghanaian employees cope with this situation by means of voice, silence, retreat or destruction, while Chinese employers, who lack both sufficient language skills and effective sanctions, choose to endure perceived distortions of equity and in some cases ultimately terminate employment relations when inadequate cross-cultural communication results in a failure to mediate conflicts.
Topic:
Industrial Policy, International Trade and Finance, Labor Issues, and Foreign Direct Investment
Political Geography:
Africa, China, and Ghana

33. Institutional Conflict Settlement in Divided Societies: The Role of Subgroup Identities in Self-Government Arrangements

Author:
Alexander De Juan
Publication Date:
05-2012
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
Institutions can contribute to regulating interethnic conflict; however, in many cases they fail to bring about lasting peace. The paper argues that their negligence of intraethnic factors accounts for some of this failure. Ethnic groups are often treated as unitary actors even though most consist of various linguistic, tribal or religious subgroups. This internal heterogeneity is often obscured by overarching collective ethnic identities that are fostered by interethnic conflict. However, when such interethnic conflict is settled, these subgroup differences may come back to the fore. This “resurgence” can lead to subgroup conflict about the political and economic resources provided through intergroup institutional settlements. Such conflict can in turn undermine the peace-making effect of intergroup arrangements. Different subgroup identity constellations make such destructive effects more or less likely. The paper focuses on self-government provisions in the aftermath of violent interethnic conflict and argues that lasting intergroup arrangements are especially challenging when they involve “contested” ethnic groups.
Topic:
Conflict Prevention, Political Violence, Ethnic Conflict, Religion, Governance, and Sectarian violence
Political Geography:
Africa and Iraq

34. How Africans Pursue Low-End Globalization in Hong Kong and Mainland China

Author:
Gordon Mathews and Yang Yang
Publication Date:
09-2012
Content Type:
Journal Article
Institution:
German Institute of Global and Area Studies
Abstract:
This article looks at the livelihoods and lives of African traders coming to Hong Kong and Guangzhou. These traders are practising “low-end globalization”, involving small amounts of capital, and semi-legal or illegal transactions under the radar of the law. The article first considers who these traders are, portraying them as, typically, members of the upper crust of their home societies. It then considers these traders in Chungking Mansions, Hong Kong, a building that is an entrepôt between China and the developing world. Finally, it looks at traders' livelihoods and lives in Guangzhou, South China, and traders' efforts to succeed in mainland China. The article argues that one essential economic role China plays today is in manufacturing the cheap, sometimes counterfeit goods that enable Africa and other developing-world regions to experience globalization; the African traders who come to China help make this possible.
Topic:
Globalization
Political Geography:
Africa, China, Hong Kong, South China, and Guangzhou

35. Renewables in the Energy Transition: Evidence on Solar Home Systems and Lighting-Fuel Choice in Kenya

Author:
Jann Lay, Janosch Ondraczek, and Jana Stoever
Publication Date:
07-2012
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
We study the determinants of households' choices of lighting fuels in Kenya, including the option of using solar home systems (SHSs). The paper adds new evidence on the factors that influence the introduction and adoption of decentralized and less carbon‐intensive energy sources in developing countries. We capitalize on a unique representative survey on energy use and sources from Kenya, one of the few relatively well‐established SHSs markets in the world. Our results reveal some very interesting patterns in the fuel transition in the context of lighting‐fuel choices. While we find clear evidence for a crosssectional energy ladder, the income threshold for modern fuel use – including solar energy use – is very high. Income and education turn out to be key determinants of SHSs adoption, but we also find a very pronounced effect of SHSs clustering. In addition, we do not find a negative correlation between grid access and SHSs use.
Topic:
Development, Education, and Energy Policy
Political Geography:
Kenya and Africa

36. Origins and Outcomes of Electoral Institutions in African Hybrid Regimes: A Comparative Perspective

Author:
Sebastian Elischer, Gero Erdmann, and Alexander Stroh
Publication Date:
06-2012
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
In the early 1990s most African countries carried out extensive reforms of their electoral regimes. Adopting a historical institutionalist approach, this paper critically examines the role of institutional path dependence in accounting for the setup of six African electoral regimes. For this purpose, we distinguish between different types of path dependence. The paper further analyzes the extent to which the development of electoral institutions contributed to the regime-type outcome (democratic/hybrid/autocratic). The main emphasis herein is on so-hybrid regimes;” in other words, regimes existing in the grey zone between democracy and autocracy. The paper finds that, while institutional path dependence has a limited but important impact on the setup of the electoral regimes, it is ultimately the process of decision-making during critical junctures that accounts for the regime type outcome. Hybrid regimes lack long-term institutional ownership.
Topic:
Civil Society, Democratization, Human Rights, and Governance
Political Geography:
Africa

37. Fighting for a Kingdom of God? The Role of Religion in the Ivorian Crisis

Author:
Johannes Vüllers
Publication Date:
10-2011
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
This paper analyzes the role of religion with regard to the violence experienced during the past 20 years in Côte d'Ivoire. It seeks to explain the differences in the level of violence over time by focusing on religion as an identity marker and as a social force that is mobilizable by religious and political actors. Religious identities were part of the growing in-/ out-group mechanism utilized in Côte d'Ivoire in the 1990s, while the political elites tried to politicize religion. In reaction to the violence and politicization, the religious elites founded an interreligious organization in the 1990s, and were successful in preventing a religious war.
Topic:
Conflict Resolution, Political Violence, Religion, and War
Political Geography:
Africa

38. Chinese Commodity Imports in Ghana and Senegal: Demystifying Chinese Business Strength in Urban West Africa

Author:
Laurence Marfaing and Alena Thiel
Publication Date:
11-2011
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
Since the beginning of the twenty‐first century, Africa has seen the arrival of a new form of Chinese migration. Largely independent from big Chinese players, these “new entrepreneurial migrants” come to Africa not as workers in the highly prestigious state projects, but rather to follow their own economic interests. Engaging in business activities as diverse as petty manufacturing, printing, pharmaceutical and medical services, restaurants, beauty salons and last but not least, general trade, these independent Chinese migrants are often acknowledged for bringing affordable new commercial services and goods to low‐income households on the African continent. On the other hand, the high visibility of the Chinese entrepreneurial activities has also sparked anti‐Chinese sentiments among many African entrepreneurs.
Topic:
Economics, Imperialism, International Trade and Finance, and Markets
Political Geography:
Africa, China, and Ghana

39. Perceptions of (Micro)Insurance in Southern Ghana: The Role of Information and Peer Effects

Author:
Lena Giesbert and Susan Steiner
Publication Date:
12-2011
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
This article investigates the understandings and perceptions of (micro)insurance among low income people in southern Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various types of insurance – among them a micro life insurance product – and how their negative and/or positive evaluations have come about. The evidence indicates that (micro)insurance is mostly positively perceived by the participants of the focus group discussions. However, it is also found that many people's image of insurance is based on incomplete (and sometimes erroneous) information, or even on intuition. In addition, the experiences or opinions of peers turn out to be critical in shaping an individual's perception of insurance. These two factors potentially have a contagious effect, which can lead to unreasonably positive or overly negative ideas about (micro )insurance. Such ideas, in turn, can become detrimental to the further distribution of microinsurance.
Topic:
Health, Political Economy, and Poverty
Political Geography:
Africa and Ghana

40. Who Drives Change? Comparing the Evolution of Domestic Climate Governance in India and South Africa

Author:
Babette Never
Publication Date:
08-2011
Content Type:
Working Paper
Institution:
German Institute of Global and Area Studies
Abstract:
This paper compares and contrasts the nature and scope of change in the domestic climate governance of India and South Africa between 2007 and 2010. It uses an actor-centered approach to analyze the drivers of change. An exploratory test of fit shows that the concept of "communities of practice" captures the trends and actor relations well for the South African case, while more simple networks could be identified in India. Using data from an expert survey and from semi-structured interviews, this paper finds that both countries have generally not yet surpassed the level of second-order change, or double-loop learning. Differences exist for more specific parts of climate governance. Three resulting hypotheses give conditions for the development of either communities of practice or of networks, as conceptualized in formal network analysis. They target (1) the number of participating actors, (2) the size of the scientific landscape and the degree of competition among scientists, and (3) the centrality of a governmental actor with a certain knowledge and attitude within a network.
Topic:
Climate Change, Environment, Science and Technology, and Governance
Political Geography:
Africa, South Asia, India, and South Africa