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  • Author: Samantha Custer, Elizabeth M King, Tamar Manuelyan Atinc, Lindsay Read, Kabir Sethi
  • Publication Date: 02-2018
  • Content Type: Working Paper
  • Institution: The Brookings Institution
  • Abstract: Today, 650 million children around the globe are at risk of being left behind as they fail to learn basic skills. Inequitable access to education is part of the problem, but even when children are in school, they may not be learning. In Uganda, for instance, barely half of grade 6 children read at a grade 2 level (Uwezo, 2016). In India, just one in four children enrolled in grade 5 can read a simple sentence or complete simple division problems (ASER Centre, 2017).
  • Topic: Education, International Cooperation
  • Political Geography: Global Focus
  • Author: Adam Looney, Constantine Yannelis
  • Publication Date: 02-2018
  • Content Type: Special Report
  • Institution: The Brookings Institution
  • Abstract: We examine the distribution of student loan balances and repayment rates in the United States using administrative student loan data. We show that increases in credit limits and expansions in credit availability resulted in rising borrowing amounts, and that the share of borrowers holding very large balances has surged. For instance, the share of borrowers leaving school with more than $50,000 of federal student debt increased from 2 percent in 1992 to 17 percent in 2014. Consequently, a small share of borrowers now owes the majority of loan dollars in the United States. Although these large-balance borrowers have historically strong labor market outcomes and low rates of default, repayment rates have slowed significantly between 1990 and 2014 reflecting, in part, changes in the characteristics of students, the schools they attended, and the rising amounts borrowed. A decomposition analysis indicates that changes in the types of institutions attended, student demographics, default rates, and increased participation of alternative repayment plans and forbearance largely explain the decrease in student loan repayment.
  • Topic: Education, International Affairs
  • Political Geography: America