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  • Author: Adam Looney, Constantine Yannelis
  • Publication Date: 02-2018
  • Content Type: Special Report
  • Institution: The Brookings Institution
  • Abstract: We examine the distribution of student loan balances and repayment rates in the United States using administrative student loan data. We show that increases in credit limits and expansions in credit availability resulted in rising borrowing amounts, and that the share of borrowers holding very large balances has surged. For instance, the share of borrowers leaving school with more than $50,000 of federal student debt increased from 2 percent in 1992 to 17 percent in 2014. Consequently, a small share of borrowers now owes the majority of loan dollars in the United States. Although these large-balance borrowers have historically strong labor market outcomes and low rates of default, repayment rates have slowed significantly between 1990 and 2014 reflecting, in part, changes in the characteristics of students, the schools they attended, and the rising amounts borrowed. A decomposition analysis indicates that changes in the types of institutions attended, student demographics, default rates, and increased participation of alternative repayment plans and forbearance largely explain the decrease in student loan repayment.
  • Topic: Education, International Affairs
  • Political Geography: America
  • Author: Dhruva Jaishankar
  • Publication Date: 06-2017
  • Content Type: Special Report
  • Institution: The Brookings Institution
  • Abstract: Donald Trump’s election at a time of growing and converging interests between India and the United States necessitates a re-evaluation of several aspects of Indian domestic and foreign policy. This paper identifies four areas in which Trump’s election affects Indian interests: bilateral relations (encompassing trade, investment, immigration, and technological cooperation), the Asian balance of power, counterterrorism, and global governance. It argues that India must continue to engage with the Trump administration and other stakeholders in the United States—including the U.S. Congress, state governments, and the private sector—in all of these areas. New Delhi must attempt to convince Washington that India’s rise is in American interest. This idea provided the underlying logic behind the Clinton, Bush, and Obama administrations’ engagement with India, but it will be more difficult to sustain given the United States’ new political realities and impulses.
  • Topic: International Relations, International Affairs
  • Political Geography: America, India
  • Author: William Perry, Deep Cuts Commission
  • Publication Date: 06-2016
  • Content Type: Special Report
  • Institution: The Brookings Institution
  • Abstract: This report contains a number of bold proposals on how to better manage relations between the West and Russia in order to avert worst-case scenarios. Specifying that cooperative solutions are pos- sible without giving up on the fundamental interests of each side, it warrants a close look by officials in both Moscow and Washington.
  • Topic: International Relations, International Cooperation, International Security, International Affairs, Geopolitics
  • Political Geography: Russia, America, Europe, Global Focus